What Does the Bible Say about Life Insurance

A man following Biblical principles will look after his family, both in the here and now, and afterward. If he was to work to have insurance, he would save himself, the Church and his family resources that they probably do not have. We are to care not only for ourselves, but for our children. And we cannot see that our children are cared for properly, if when we are dead, all their inheritance and resources goes to medical bills and burial expenses. The children should not be supporting the parents after death, but vice versa. Inheritance insures that.

Proverbs 13:22

"A good man leaveth an inheritance to his children's children: and the wealth of the sinner is laid up for the just."

Should a Christian get insurance and is buying insurance Biblical? Absoloutely it is. Parents have a responsibility to the children, to assure that they can carry on without the burden of the fathers. That doesn't mean that the parents should leave their children millions of dollars, that means they should not leave them their debt or expenses. So what is the other side of this issue? 

2nd Corinthians 12:14

"Behold, the third time I am ready to come to you; and I will not be burdensome to you: for I seek not yours, but you: for the children ought not to lay up for the parents, but the parents for the children."

Why are some Christians against purchasing insurance? For one thing, those who think that this is unbiblical believe that it shows a lack of faith. And they most often quote passages such as found in Matthew chapter 6:

Matthew 6:25-33

"Therefore I say unto you, Take no thought for your life, what ye shall eat, or what ye shall drink; nor yet for your body, what ye shall put on. Is not the life more than meat, and the body than raiment? Behold the fowls of the air: for they sow not, neither do they reap, nor gather into barns; yet your heavenly Father feedeth them. Are ye not much better than they? Which of you by taking thought can add one cubit unto his stature? And why take ye thought for raiment? Consider the lilies of the field, how they grow; they toil not, neither do they spin: And yet I say unto you, That even Solomon in all his glory was not arrayed like one of these. Wherefore, if God so clothe the grass of the field, which to day is, and to morrow is cast into the oven, shall he not much more clothe you, O ye of little faith? Therefore take no thought, saying, What shall we eat? or, What shall we drink? or, Wherewithal shall we be clothed? (For after all these things do the Gentiles seek:) for your heavenly Father knoweth that ye have need of all these things. But seek ye first the kingdom of God, and his righteousness; and all these things shall be added unto you."

Rather, it is having the God Spirit necessary to submit to whatever God brings our way. As for the idea that insurance is gambling, an insurance company is in essence a private bank holding its participant's funds or premiums that are used by the company to pay benefits on an indemnity basis. And as such, it is a trustee, liable to its members or policy holders upon termination of the trust. It is literally a contract or covenant promising the service of a fair or equitable transfer of the risk of a loss from one entity to another, in exchange for payment. The money received from the financial institution's policy holders are the banking funds that pay their losses and make the company profits. So it is no more gambling than a credit union, saving fund or retirement fund is. It "would be" gambling if when you paid for insurance, you might or might not receive benefits, depending upon chance. But that is not the case in purchasing a service. The bank or insurer receives a small payment for a service of indemnifying the insured in the case of a large and possibly devastating loss. The insurer is not gambling because the collective amount of small payments insures he will not operate at a loss. So it is really no gamble for either the insured, or the insurer. And the "truth" is, it would be more
gambling if we were to risk great family catastrophe and loss by not having insurance, than by having it. Insurance is just a legal way to have collective savings for catastrophes that come upon us all.



What Does the Bible Teach the Christian about Life Insurance bring you these Bible Verses

Deuteronomy 6:1-9

  1. Now these are the commandments, the statutes, and the judgments, which the LORD your God commanded to teach you, that ye might do them in the land whither ye go to possess it:
  2. That thou mightest fear the LORD thy God, to keep all his statutes and his commandments, which I command thee, thou, and thy son, and thy son's son, all the days of thy life; and that thy days may be prolonged.
  3. Hear therefore, O Israel, and observe to do it; that it may be well with thee, and that ye may increase mightily, as the LORD God of thy fathers hath promised thee, in the land that floweth with milk and honey.
  4. Hear, O Israel: The LORD our God is one LORD:
  5. And thou shalt love the LORD thy God with all thine heart, and with all thy soul, and with all thy might.
  6. And these words, which I command thee this day, shall be in thine heart:
  7. And thou shalt teach them diligently unto thy children, and shalt talk of them when thou sittest in thine house, and when thou walkest by the way, and when thou liest down, and when thou risest up.
  8. And thou shalt bind them for a sign upon thine hand, and they shall be as frontlets between thine eyes.
  9. And thou shalt write them upon the posts of thy house, and on thy gates.


The Christian Perspective of Life Insurance




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